On August 18, 2020 the Consumer Financial Protection Bureau (“CFPB”) issued a notice of proposed rulemaking to amend the Ability to Repay/Qualified Mortgage (“ATR/QM”) rule in Regulation Z. This proposal ...
The Consumer Financial Protection Bureau (CFPB) recently published a revised version of the Consumer Handbook on Adjustable Rate Mortgages (CHARM) booklet. This booklet is required under the Real Estate Settlement ...
The Consumer Financial Protection Bureau (“CFPB”) issued an interpretive rule (the “Rule”) regarding a consumer’s right to waive or modify certain timing requirements under the TILA-RESPA Integrated Disclosure (“TRID”) and ...
Last week, the Consumer Financial Protection Bureau (“CFPB”) issues its 21st edition of Supervisory Highlights in which they summarize examination findings in the areas of debt collection, mortgage servicing, payday ...
Last week, the CFPB published its Fall Rulemaking Agenda. This is the second agenda published under Director Kraninger’s leadership. The CFPB anticipates having the matters identified in its agenda under ...
The Bureau of Consumer Financial Protection, Federal Reserve Board of Governors, and the Office of the Comptroller of the Currency (the “Agencies”) announced an increase in the exemption threshold for ...